The licensing mistake most fintechs make
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PCI DSS 4.0 Compliance: What Payment Companies Must Know About the March 2025 Deadline
The biggest lie in fintech: "We encrypt all card data, so it's secure."
No. You're still storing the actual card. I reverse-engineered Apple Pay's architecture to understand why encryption ≠ tokenization. Here's what most payment startups get wrong: Myth #1: "Encrypted cards are safe" Encryption keys can be stolen. Databases get breached. Apple Pay doesn'
🇦🇪 If you bank in UAE, you have 5 months to switch authentication methods. Here's what happens March 31, 2026.
What Will Money Look Like in the Future?
Will banks still control financial transactions? Will physical wallets become obsolete? Will AI and blockchain create a #financialsystem where intermediaries are no longer needed? The financial landscape is shifting faster than ever. Traditional models are being challenged by digital currencies, AI-powered financial decisions, and decentralized finance (DeFi). Those who adapt